High-Cost Medical Expenses Cap Raised
Effective August 1, 2026 (Phase 1). Monthly out-of-pocket cap raised 4–38% by income bracket. New annual cap of ¥530,000 for those earning ¥2–7.7M/year. Multiple-occurrence reduction kept as-is.
Effective April 1, 2026 — Overall -0.86% cut, some items down 40%+
The 2026 drug price revision cuts official prescription drug prices by 0.86% on a medical cost basis. Some items under the market expansion reassessment face reductions of over 40%. Out-of-pocket costs for all insured patients, including foreigners, will decrease.
Drug price cuts will generally reduce out-of-pocket costs for prescriptions. Especially for chronic disease patients on long-term prescriptions, annual medical cost savings can be expected.
Effective August 1, 2026 (Phase 1). Monthly out-of-pocket cap raised 4–38% by income bracket. New annual cap of ¥530,000 for those earning ¥2–7.7M/year. Multiple-occurrence reduction kept as-is.
From June 2026, new price-adjustment surcharges effectively raise initial consultation by ~¥20 and follow-up by ~¥30. Affects out-of-pocket costs for foreign residents at 30% copay.
From April 2026, 34 more brand-name drugs added to the "selected medical treatment" list (total 775). Patients choosing brand-name over generic pay 1/4 of the price difference out of pocket. Affects foreign residents with chronic conditions.